Borrower
Flexible Private Credit Solutions for Growing Businesses
AG provides private credit funding solutions for businesses, asset owners, developers and sponsors seeking an alternative to traditional bank finance.
We work with borrowers who require certainty, speed, flexibility and a practical lending partner capable of understanding complex transactions and commercial objectives.
Private Credit Funding Designed Around Commercial Need
Not all funding requirements fit within standard bank lending parameters.
AG provides borrowers with access to flexible private credit solutions designed to support clearly defined commercial objectives, including expansion, acquisition, refinancing, development, transitional funding and other strategic capital requirements.
Our approach combines commercial understanding with disciplined credit assessment, allowing us to consider bespoke funding structures while maintaining a strong focus on risk management, repayment capacity and security.
Why Borrowers Work With Us
Certainty, Flexibility and Direct Engagement
We understand that borrowers often require more than capital. They need a funding partner capable of assessing the opportunity efficiently, understanding the transaction context and providing a structure aligned with the commercial objective.
Certainty of Capital
We focus on transactions where we can provide clear and executable funding terms, subject to satisfactory due diligence, credit approval, legal documentation and satisfaction of all conditions precedent.
Flexible Structuring
Our private credit mandate allows us to consider bespoke facilities that may not fit standard bank lending criteria.
This may include tailored funding solutions where the borrower has a clear use of proceeds, an identifiable repayment pathway and an appropriate risk-return profile.
Efficient Process
Borrowers have direct engagement with experienced credit professionals and decision-makers.
Our process is designed to be responsive, practical and commercially focused, while maintaining disciplined underwriting and appropriate governance.
Commercial Understanding
We take a pragmatic approach to assessing credit opportunities, balancing borrower requirements with disciplined risk management.
We seek to understand the commercial purpose of each transaction, the borrower’s operating position, the quality of the underlying assets or business, and the proposed source of repayment.
Relationship Focus
We aim to build long-term relationships with quality borrowers, advisers, sponsors, developers and asset owners.
Our focus is on transparent engagement, clear communication and funding solutions that are appropriate for the transaction and aligned with investor interests.
Use of Funds
Supporting a Range of Commercial Objectives
Borrowers may seek funding from AG for a variety of purposes, including:
- Business expansion
- Asset acquisition
- Property acquisition or development
- Debt refinancing
- Working capital
- Transitional or bridging requirements
- Recapitalisation
- Management buyouts
- Project completion
- Liquidity support
The Fund does not provide funding on the basis of growth alone. We look for transactions with a clear purpose, a defined repayment pathway, appropriate security where applicable, and an attractive risk-adjusted return.
Our Assessment Approach
Each funding opportunity is assessed on its own merits.
AG considers factors such as borrower quality, transaction purpose, repayment capacity, asset or security position, legal structure, market conditions and alignment with the Fund’s investment mandate.
This disciplined approach is designed to support borrowers with practical funding solutions while maintaining appropriate standards of credit assessment and risk oversight.
Discuss a Funding Requirement
To discuss a potential funding opportunity, please contact AG.
Any funding proposal will be considered subject to the Fund’s investment mandate, due diligence, credit approval, legal documentation and satisfaction of all conditions precedent.
Important Information
The information on this website is general in nature and does not constitute an offer, commitment, representation or approval to provide finance.
Any funding proposal is subject to the Fund’s investment mandate, due diligence, credit approval, legal documentation and satisfaction of all conditions precedent.
Indicative terms, if provided, are non-binding unless expressly stated otherwise in formal documentation.
The Fund reserves the right to decline any funding opportunity at its discretion.
Borrowers should obtain independent legal, financial, taxation and commercial advice before entering into any financing arrangement.